India Calculators
Calculators for loans, tax, salary, savings and investing in India. Amounts are in rupees, and each calculator uses the rules that apply now: the current income-tax slabs, GST rates, and the interest rates the government sets for PPF, Sukanya Samriddhi and other schemes.
Loans & EMI
What a loan will cost you each month and over its life, and whether paying it off early is worth it.
- Home Loan EMI CalculatorMonthly EMI and total interest on a home loan, with a year-by-year schedule.
- Personal Loan EMI CalculatorEMI and total cost of a personal loan, including the processing fee.
- Car Loan EMI CalculatorEMI on a car loan after your down payment, and what the car costs you in all.
- Bike Loan EMI CalculatorEMI on a two-wheeler loan.
- Education Loan EMI CalculatorEMI on an education loan, including the study period before repayments start.
- Business Loan EMI CalculatorEMI on a business loan.
- Home Loan Eligibility CalculatorHow much a bank may lend you for a home, based on your income and current EMIs.
- Rent vs Buy CalculatorWhether buying a home or renting and investing leaves you richer.
- Loan Prepayment CalculatorHow much interest and time you save by paying part of a loan early.
- Loan EMI Comparison ToolTwo loan offers side by side: EMI, interest and total cost.
- Credit Card Interest CalculatorWhat carrying a credit card balance costs, and how long it takes to clear.
Guides: Complete Home Loan Guide 2026 · How EMI Is Calculated · How to Reduce EMI on an Existing Loan · Best Tenure for Home Loan · Rent vs Buy a House in India · Car Loan Interest Rates · Car Loan vs Personal Loan · Personal Loan vs Credit Card EMI · Loan vs Cash Purchase · Prepay Home Loan or Invest in SIP?
Income Tax & Salary
How much tax you pay, what reaches your bank account each month, and the parts of your salary that are taxed differently.
- Income Tax Calculator (New vs Old Regime)Your income tax under the new and old regimes, side by side.
- In-Hand Salary CalculatorMonthly take-home pay from your CTC, after EPF, professional tax and income tax.
- HRA Exemption CalculatorHow much of your house rent allowance is tax-free in the old regime.
- TDS CalculatorTax deducted at source on salary, interest, rent and other payments.
- Professional Tax CalculatorProfessional tax by state.
- Capital Gains Tax CalculatorTax on gains from selling shares, mutual funds or property.
- Salary Hike CalculatorYour new salary after a raise, or the raise as a percentage.
- Statutory Bonus CalculatorStatutory bonus under the Payment of Bonus Act.
- Gratuity CalculatorGratuity due when you leave a job after five or more years.
Guides: Income Tax Slab for FY 2026-27 · Advance Tax in India
Mutual Funds & Investing
What regular or one-time investments in mutual funds and shares could grow to, and how to measure the returns you have had.
- SIP CalculatorWhat a monthly SIP could grow to, and the tax on the gains.
- Lumpsum CalculatorWhat a one-time investment could grow to.
- SWP CalculatorHow long a corpus lasts if you withdraw a fixed amount every month.
- Mutual Fund Returns CalculatorReturns on a mutual fund investment you already hold.
- XIRR CalculatorYour actual annual return when you invested different amounts on different dates.
- CAGR CalculatorThe yearly growth rate between a starting and an ending value.
- Crorepati CalculatorHow much to invest each month to reach ₹1 crore, or any target.
- Stock Average CalculatorYour average buying price after several purchases of the same share.
- Position Size CalculatorHow many shares to buy for the amount you are willing to risk.
Guides: How SIP Works · SIP vs FD vs PPF · Investing on a ₹30,000 Salary
Savings & Government Schemes
Bank deposits and government savings schemes, where the rate is fixed or set by the government.
- FD CalculatorFixed deposit maturity value, or the monthly or quarterly interest payout.
- RD CalculatorWhat a recurring deposit will be worth at maturity.
- PPF CalculatorPPF maturity value and tax-free interest over 15 years or more.
- Sukanya Samriddhi Yojana CalculatorWhat your daughter's Sukanya Samriddhi account will be worth at 21 years.
- Compound Interest CalculatorHow money grows with interest on interest.
- Simple Interest CalculatorInterest on the original amount only, for a set period.
Retirement & Insurance
How much you need to retire, what NPS and pension schemes could pay, and how much life cover your family would need.
- Retirement Corpus CalculatorHow much money you need saved by the time you retire.
- NPS CalculatorNPS corpus at retirement, the lump sum you can take and the monthly pension.
- Pension CalculatorMonthly pension from a corpus or a pension scheme.
- FIRE CalculatorHow much you need to stop working early, and when you could get there.
- Human Life Value (HLV) CalculatorHow much term life insurance your family would need.
Guides: NPS vs PPF vs ELSS
GST & Business
Tax on goods and services, import duty and shipping volume, for shoppers and small businesses.
- GST CalculatorAdd GST to a price or take it out, with the CGST, SGST and IGST split.
- Customs Duty CalculatorImport duty and IGST on goods brought into India.
- CBM CalculatorShipping volume in cubic metres for cartons and containers.
Guides: GST Guide for Small Businesses
Everyday
Quick everyday calculations.
- Percentage CalculatorPercentages, percentage change and discounts.
- Age CalculatorExact age in years, months and days from a date of birth.
- BMI CalculatorBody mass index, using the lower cut-offs advised for Indian adults.
- Fuel Cost CalculatorPetrol, diesel or CNG cost for a trip or a month of driving.
Guides: Understanding Your BMI
How these calculators are checked
Every calculator page shows the formula it uses and a worked example, so you can check the result yourself. When a rule changes, for example after the Budget, an RBI rate decision or the quarterly small-savings rate notice, we update the calculator and the page. Pages that have been re-checked against current rules show the date they were last checked. Read more about how we build and check the calculators.
The results are estimates. Before you commit to a loan, an investment or a tax position, confirm the final figures with your bank, employer or a chartered accountant.